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PFG PROVIDENT FINANCIAL PLC ORD 20 8/11P



Income Statement  (£ m) 31-Dec-10 31-Dec-11 31-Dec-12 31-Dec-13 31-Dec-14
Continuing Operations
Revenue  866.40 910.80 980.00 1078.10 1075.70
Operating Profit/(Loss)  142.00 162.10 268.70 182.40 224.60
Net Interest  71.90 71.20 74.70 74.20 77.50
Profit Before Tax  142.00 162.10 194.00 182.40 224.60
Profit After Tax  101.50 119.80 146.00 141.00 175.60
Discontinued Operations
Profit After Tax  0.00 0.00 0.00 0.00 0.00
PROFIT FOR THE PERIOD  101.50 119.80 146.00 141.00 175.60
Attributable to:
Minority Interests  0.00 0.00 0.00 0.00 0.00
Equity Holders of Parent Company  101.50 119.80 146.00 141.00 175.60
 
Continuing EPS
Earnings per Share - Basic  76.70p 89.60p 108.90p 104.20p 126.50p
Earnings per Share - Diluted  76.60p 89.40p 106.90p 102.20p 124.50p
Earnings per Share - Adjusted  78.60p 89.60p 100.40p 112.00p 132.60p
Continuing and Discontinued EPS
Earnings per Share - Basic  76.70p 89.60p 108.90p 104.20p 126.50p
Earnings per Share - Diluted  76.60p 89.40p 106.90p 102.20p 124.50p
Earnings per Share - Adjusted  78.60p 89.60p 100.40p 112.00p 132.60p
 
Dividend per Share  63.50p 64.80p 71.10p 79.40p 88.10p

Balance Sheet  (£ m) 31-Dec-10 31-Dec-11 31-Dec-12 31-Dec-13 31-Dec-14
Assets
Non-Current Assets
Property, Plant & Equipment  29.90 26.80 23.90 22.80 27.40
Intangible Assets  19.50 15.00 9.50 8.10 155.50
Investment Properties  0.00 0.00 0.00 0.00 0.00
Investments  0.00 0.00 0.00 0.00 0.00
Other Financial Assets  12.40 11.90 8.10 0.00 0.00
Other Non-Current Assets  141.20 109.00 126.60 112.40 211.60
  203.00 162.70 168.10 143.30 394.50
Current Assets
Inventories  0.00 0.00 0.00 0.00 0.00
Trade & Other Receivables  1145.50 1265.80 1439.30 1542.40 1718.10
Cash at Bank & in Hand  29.00 49.60 79.10 119.00 145.90
Current Asset Investments  3.50 0.30 0.00 5.50 0.20
Other Current Assets  0.00 0.00 0.00 0.00 0.00
  1178.00 1315.70 1518.40 1666.90 1864.20
 
Total Assets  1381.00 1478.40 1686.50 1810.20 2258.70
 
Liabilities
Current Liabilities
Borrowings  -147.70 -50.50 -169.80 -121.20 -135.30
Other Current Liabilities  -103.80 -93.10 -100.30 -102.10 -134.70
  -251.50 -143.60 -270.10 -223.30 -270.00
 
Net Current Assets  926.50 1172.10 1248.30 1443.60 1594.20
 
Non-Current Liabilities
Borrowings  -817.20 -999.10 -1031.60 -1163.40 -1357.70
Provisions  0.00 0.00 0.00 0.00 -13.60
Other Non-Current Liabilities  -2.90 -9.50 -9.40 -6.70 -4.40
  -820.10 -1008.60 -1041.00 -1170.10 -1375.70
 
Other Liabilities  n/a n/a n/a n/a n/a
Total Liabilities  -1071.60 -1152.20 -1311.10 -1393.40 -1645.70
 
Net Assets  309.40 326.20 375.40 416.80 613.00
 
Capital & Reserves
Share Capital  28.10 28.50 28.70 28.90 30.30
Share Premium Account  144.00 146.00 148.10 150.60 268.30
Other Reserves  0.90 9.40 13.20 17.20 19.00
Retained Earnings  136.40 142.30 185.40 220.10 295.40
Shareholders Funds  309.40 326.20 375.40 416.80 613.00
 
Minority Interests/Other Equity  0.00 0.00 0.00 0.00 0.00
Total Equity  309.40 326.20 375.40 416.80 613.00

Ratios - based on IFRS 31-Dec-10 31-Dec-11 31-Dec-12 31-Dec-13 31-Dec-14
Continuing Operations
PE Ratio - Adjusted  11.12 10.50 13.53 14.50 18.57
PEG - Adjusted  1.10 0.75 1.12 1.26 1.01
Earnings per Share Growth - Adjusted  10.08% 13.99% 12.05% 11.55% 18.39%
Dividend Cover  1.24 1.38 1.41 1.41 1.51
Revenue Per Share  654.88p 681.23p 730.80p 796.82p 775.00p
Pre-Tax Profit per Share  107.33p 121.24p 144.67p 134.81p 161.82p
Operating Margin  24.69% 25.61% 27.42% 23.80% 28.08%
Return on Capital Employed  17.05% 17.14% 17.14% 15.15% 15.38%
 
Continuing & Discontinued Operations
Dividend Yield  7.27% 6.89% 5.24% 4.89% 3.58%
Dividend per Share Growth  0.00% 2.05% 9.72% 11.67% 10.96%
Net Asset Value per Share (exc. Intangibles)  213.63p 226.78p 264.34p 292.73p 312.47p
Net Gearing  302.49% 306.56% 298.96% 279.65% 219.76%

Data is provided by Morningstar

Market

Company Information
Updated Monthly
Company address No. 1 Godwin Street, Bradford, BD1 2SU, United Kingdom
Company website http://www.providentfin...
Market cap(in millions)* £ 4,266.81
Listing/Admission to trading 16 Mar 1962
Trading service -
Market -
Listing category Premium Equity Commercial Companies
*The market capitalisation of companies reflects the London listed element only. These figures are approximate and are updated monthly.

Trading Information
07-Jul-15
FTSE index FTSE All-Share,FTSE 350 High Yield,FTSE 250,FTSE All-Share (ex IT),FTSE 350 (ex IT),FTSE MID 250 (ex IT),FTSE 350
FTSE sector Financial Services
FTSE sub-sector Consumer Finance
Country of share register -
Segment -
MiFID Status -
Exchange market size -
SEDOL -
ISIN number -



PROVIDENT FIN. share - fundamentals