The London Stock Exchange uses cookies to improve its website. The cookies for analytical purposes have already been set. For more details and how to manage cookies, please see our privacy and cookies policy.


IPF INTERNATIONAL PERSONAL FINANCE PLC ORD 10P

INTER. PERS.  Currency  GBX  Premium Equity Commercial Companies


Income Statement  (£ m) 31-Dec-13 31-Dec-12 31-Dec-11 31-Dec-10 31-Dec-09
Continuing Operations
Revenue  746.80 651.70 649.50 608.70 550.20
Operating Profit/(Loss)  179.50 131.90 143.40 88.20 61.70
Net Interest  49.00 41.60 42.90 40.70 30.90
Profit Before Tax  130.50 90.30 100.50 88.20 61.70
Profit After Tax  95.60 74.10 76.50 59.20 45.60
Discontinued Operations
Profit After Tax  0.00 0.00 0.00 0.00 -6.00
PROFIT FOR THE PERIOD  95.60 74.10 76.50 59.20 39.60
Attributable to:
Minority Interests  0.00 0.00 0.00 0.00 0.00
Equity Holders of Parent Company  95.60 74.10 76.50 59.20 39.60
 
Continuing EPS
Earnings per Share - Basic  39.18p 29.42p 30.17p 23.34p 17.78p
Earnings per Share - Diluted  38.07p 28.63p 29.57p 23.09p 17.67p
Earnings per Share - Adjusted  35.50p 27.60p 30.17p 24.57p 17.78p
Continuing and Discontinued EPS
Earnings per Share - Basic  39.18p 29.42p 30.17p 23.34p 12.78p
Earnings per Share - Diluted  38.07p 28.63p 29.57p 23.09p 12.70p
Earnings per Share - Adjusted  35.50p 27.60p 30.17p 24.57p 15.44p
 
Dividend per Share  8.30p 7.33p 6.74p 5.93p 5.70p

Balance Sheet  (£ m) 31-Dec-13 31-Dec-12 31-Dec-11 31-Dec-10 31-Dec-09
Assets
Non-Current Assets
Property, Plant & Equipment  28.80 28.30 30.60 35.70 39.50
Intangible Assets  1.80 3.20 3.60 6.80 11.40
Investment Properties  0.00 0.00 0.00 0.00 0.00
Investments  0.00 0.00 0.00 0.00 0.00
Other Financial Assets  0.00 0.00 0.00 0.00 0.00
Other Non-Current Assets  65.20 57.10 50.10 48.50 46.50
  95.80 88.60 84.30 91.00 97.40
Current Assets
Inventories  0.00 0.00 0.00 0.00 0.00
Trade & Other Receivables  754.80 644.60 574.40 580.10 531.20
Cash at Bank & in Hand  24.60 24.20 17.90 23.50 31.20
Current Asset Investments  6.50 0.00 10.00 0.00 0.00
Other Current Assets  45.70 23.10 5.10 8.10 10.70
  831.60 691.90 607.40 611.70 573.10
 
Total Assets  927.40 780.50 691.70 702.70 670.50
 
Liabilities
Current Liabilities
Borrowings  -14.40 -16.40 -6.40 -19.50 -111.60
Other Current Liabilities  -132.10 -90.70 -83.50 -86.10 -70.60
  -146.50 -107.10 -89.90 -105.60 -182.20
 
Net Current Assets  685.10 584.80 517.50 506.10 390.90
 
Non-Current Liabilities
Borrowings  -386.10 -294.40 -270.10 -284.80 -221.00
Provisions  0.00 0.00 0.00 0.00 0.00
Other Non-Current Liabilities  -0.90 -3.20 -4.00 -3.30 -7.50
  -387.00 -297.60 -274.10 -288.10 -228.50
 
Other Liabilities  n/a n/a n/a n/a n/a
Total Liabilities  -533.50 -404.70 -364.00 -393.70 -410.70
 
Net Assets  393.90 375.80 327.70 309.00 259.80
 
Capital & Reserves
Share Capital  24.00 24.90 25.70 25.70 25.70
Share Premium Account  0.00 0.00 0.00 0.00 0.00
Other Reserves  -14.50 -12.80 -28.00 11.30 8.30
Retained Earnings  384.40 363.70 330.00 272.00 225.80
Shareholders Funds  393.90 375.80 327.70 309.00 259.80
 
Minority Interests/Other Equity  0.00 0.00 0.00 0.00 0.00
Total Equity  393.90 375.80 327.70 309.00 259.80

Ratios - based on IFRS 31-Dec-13 31-Dec-12 31-Dec-11 31-Dec-10 31-Dec-09
Continuing Operations
PE Ratio - Adjusted  14.03 13.51 5.68 15.63 11.70
PEG - Adjusted  0.49 -1.59 0.25 0.41 -0.68
Earnings per Share Growth - Adjusted  28.62% -8.52% 22.79% 38.19% -17.23%
Dividend Cover  4.28 3.77 4.48 4.14 3.12
Revenue Per Share  306.07p 258.71p 2561.12p 240.02p 214.50p
Pre-Tax Profit per Share  53.48p 35.85p 396.29p 34.78p 24.05p
Operating Margin  24.04% 20.24% 22.08% 21.18% 16.83%
Return on Capital Employed  22.62% 19.21% 23.72% 21.14% 15.73%
 
Continuing & Discontinued Operations
Dividend Yield  1.67% 1.97% 3.93% 1.54% 2.74%
Dividend per Share Growth  13.23% 8.75% 13.66% 4.04% 10.68%
Net Asset Value per Share (exc. Intangibles)  163.58p 149.38p 126.00p 117.49p 96.57p
Net Gearing  95.43% 76.26% 78.91% 90.87% 116.01%

Data is provided by Morningstar


INTER. PERS. share - fundamentals

The Exchange accepts no responsibility for the content of the website you are now accessing or for any reliance placed by you or any person on the information contained on it.

By allowing this link the Exchange does not intend in any country, directly or indirectly, to solicit business or offer any securities to any person.

You will be redirected in five seconds.

You are accessing the London Stock Exchange Annual Report Service powered by PrecisionIR.

The Exchange accepts no responsibility for the content of the reports you are now accessing or for any reliance placed by you or any person on the information contained therein.

By allowing this link the Exchange does not intend in any country, directly or indirectly, to solicit business or offer any securities to any person.

You will be redirected in five seconds